i-law

Insurance & Reinsurance

The Law of Insurance Contracts

Service Issue 64 (March 2026) now available

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Service Issue 64 can be accessed here. There are updates to Chapters 5, 6, 7, 9, 15, 16, 17, 19, 22, 23, 24, 27, 29, 30 and 31.

Recent cases discussed include:

  • AerCap Ireland Ltd v AIG Europe SA [2025] EWHC 2529 (Comm)
  • Delos Shipholding SA v Allianz Global Corporate and Specialty SE (The Win Win) [2025] EWCA Civ 1019; [2025] Lloyd’s Rep IR 505; [2025] 2 Lloyd’s Rep 117
  • King Crude Carriers SA v Ridgebury November LLC [2025] UKSC 39; [2025] 2 Lloyd’s Rep 560; [2025] 3 WLR 707
  • MS Amlin Marine NV v King Trader Ltd [2025] EWCA Civ 1387; [2025] 2 Lloyd’s Rep 493
  • Malhotra Leisure Ltd v Aviva Insurance Ltd [2025] EWHC 2901 (Comm)
  • Mode Management Ltd v Axa Insurance UK plc [2025] EWHC 2035 (Comm); [2025] Lloyd's Rep IR Plus 35
  • National House Building Council v Peabody Trust [2025] EWCA Civ 932; [2025] Lloyd’s Rep IR 533
  • Pearce v Toka Tŭ Ake Natural Hazards Commission [2025] NZ HC 623
  • Royal & Sun Alliance Insurance Ltd v Equitas Insurance Ltd [2025] EWHC 2704 (Comm)

Insurance Broking Practice and the Law

Service Issue 37 (March 2026) now available

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Service Issue 37 includes commentary on:

Delos Shipholding SA v Allianz Global Corporate and Specialty SE [2025] Lloyd’s Rep IR 505; [2025] Lloyd’s Rep 117 and its interplay with key issues relating to actual knowledge for the purposes of section 4(3) of the Insurance Act 2015.

Clarendon Dental Spa LLP v Aviva Insurance Ltd and Another [2025] Lloyd's Rep IR 228, in which the claimant, a policyholder, succeeded in having sections of the insurer’s avoidance defence removed, since the insurer was found to have implicitly waived its requirement for disclosure of certain information prior to the start of the insurance policy.

• Updated references to the Market Reform Contract (Open Market) Implementation Guide.

Watford Community Housing Trust v Arthur J Gallagher Insurance Brokers Ltd [2025] Lloyd’s Rep IR 407, in which it was determined that, where double insurance provisions are engaged, the broker’s responsibility extends to making (or advising the insured to make) timely notification to each insurer.

Archer v R’N’F Catering Ltd (t/a Biplob Restaurant) [2026] Lloyd’s Rep IR Plus 3, Makin v The Restaurant Muse Ltd and Others [2025] Lloyd’s Rep IR 579, the Third Parties (Rights against Insurers) Act 2010 and notification clauses.

Unipolsai Assicurazioni Spa v Covéa Insurance plc [2025] Lloyd’s Rep IR 254 and [2025] Lloyd’s Rep IR 326, in which the High Court, whose decision was affirmed by the Court of Appeal, upheld an arbitral award relating to recoverability of business interruption losses under a Property Catastrophe XL Reinsurance.

• HM Treasury’s August 2025 policy statement proposing reforms to the Appointed Representatives (AR) Regime.

• Information on Consultation Paper 25/12 – Simplifying the Insurance Rules.

Explore our collection of books

Reinsuring Clauses, 2nd Edition

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Now in its second edition, Reinsuring Clauses provides a comparative English/US law study of the full reinsurance clause (as original and follow the settlements/follow the fortunes) and includes a chapter on different types of reinsurance, formation of reinsurance contracts, cut-through clauses, and aggregation clauses. Developments integrated include the presumption of back-to-back cover applied to non-proportionate reinsurance, the meaning of first loss reinsurance explained by the courts, and Section 13A being added to the Insurance Act 2015.

Written by Ozlem Gurses

Causation in Insurance Contract Law, 2nd Edition

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Now in its second edition, Causation in Insurance Contract Law scrutinises the causation theory in marine insurance and non-marine insurance law, and provides a comparative study on the causation test in tort law.

Thoroughly revised and updated throughout it also provides new chapters on Causation and Interpretation and Causation and machinery for qualifying losses to provide a deeper and more thorough analysis, comparing academic approaches and juridical approaches to addressing causation issues in insurance claims.

Written by Meixian Song, editor of Lloyd's Shipping and Trade Law

Lloyd's Law Reports: Insurance & Reinsurance

Access the full archive of insurance and reinsurance reports

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Lloyd’s Law Reports: Insurance & Reinsurance provides coverage of all the most important insurance and reinsurance cases from domestic policies to major reinsurance disputes, from first instance to appeal courts.

Lloyd’s Law Reports: Insurance & Reinsurance provides:
- Unique summary headnotes and keywords, providing a clear overview of the judgment and its implications
- Authoratitive editors providing expert case selections from foreign jurisdictions as well as English law
- Case reports that include full verbatim judgments which can be used in court

Lloyd’s Law Reports Citator

2025 Edition: now available

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The 2025 Edition of Lloyd’s Law Reports Citator is now available on i-law.com

  • The Citator is “an essential reference tool for judgments reported in the year 2025”.
  • It is an annual document, in PDF form
  • The Citator indexes cases reported in across our five Law Reports series It also features data from our Plus series of reporting.

Access the new edition of The Citator here.

Insurance Law Search

Professional Negligence

Service Issue 48 (February 2026) now available

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Service Issue 48 (February 2026) of Professional Negligence and Liability includes updates to the following chapters:
 

Chapter 1 The Nature of Professional Liability
Chapter 2 Damages
Chapter 5 The Insurance of Professional Indemnity Risks
Chapter 6 Bankers
Chapter 10 Insurance Brokers
Chapter 12 Financial Advisers
Chapter 16 Patent and Trade Mark Attorneys
Chapter 18 IT Professionals
Chapter 19 Pension Scheme Actuaries
Chapter 22 Public Authorities
Chapter 25 Veterinary Surgeons


Professional Negligence and Liability, edited by Mark Simpson KC, with contributions from over 50 experts, contains chapters on professions including Bankers, Architects, Surveyors, Solicitors, Financial Advisers, Accountants, Clinical Practitioners, Public Authorities and Barristers.

Insurance Law Monthly

Current issue available

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Insurance Law Monthly has been providing specialist analysis of key cases, EU Directives and updates in legislation and regulation for many years. Every month, our experts report on the most noteworthy international cases concerning issues including liability, marine, motor, property and business interruption.

The latest issue of Insurance Law Monthly is available here

LLR: Insurance & Reinsurance

TYSON INTERNATIONAL CO LTD v GIC RE, INDIA, CORPORATE MEMBER LTD
[2026] Lloyd's Rep IR 191
Reinsurance – Binding nature of Market Reform Contracts – Effect of subsequent Reinsurance Certificates – Whether disputes subject to English jurisdiction or New York arbitration – Stay of proceedings – Anti-suit injunction – Arbitration Act 1996, section 9 – Senior Courts Act 1981, section 37.
MS AMLIN MARINE NV v KING TRADER LTD AND OTHERS
[2026] Lloyd's Rep IR 141
Insurance (liability) – Pay first clause – Assured insolvent – Whether third-party claimants bound by clause – Inconsistency – Onerous term – Third Parties (Rights Against Insurers) Act 2010.

Lloyd's Insurance Law Reporter

NOVITAS LOANS LTD V AMTRUST SPECIALTY LTD
Insurance (professional indemnity) – Claims made policies – Scope of cover – Notification of claims and circumstances – Number of claims – Aggregation – Subrogation
Online Published Date:  23 Mar 2026
ARGOGLOBAL UNDERWRITING ASIA PACIFIC PTE LTD V OVERSEA-CHINESE BANKING CORPORATION LTD
Insurance (marine) – Perils of the seas – Significance of presumption of fortuity – Seaworthiness – Breach of Warranty – Duty of Fair Presentation – Marine Insurance Act 1906, sched, para 7
Online Published Date:  23 Mar 2026
TYSON INTERNATIONAL COMPANY LTD V GIC RE, INDIA, CORPORATE MEMBER LTD
Reinsurance – Binding nature of Market Reform Contracts – Effect of subsequent Reinsurance Certificates – Whether disputes subject to English jurisdiction or New York arbitration – Stay of proceedings – Anti-suit injunction – Arbitration Act 1996, section 9 – Senior Courts Act 1981, section 37
Online Published Date:  09 Feb 2026

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