Insurance Law Monthly

The decision of the Supreme Court in URS Corporation Ltd v BDW Trading Ltd [2025] UKSC 21 raises a number of issues concerning the law of tort. It also has interesting implications for liability policies.

The facts of Leggett and Others v American International Group UK Ltd [2025] EWHC 278 (Comm); [2025] Lloyd's Rep IR 421 are somewhat unusual. The questions were whether insurers were bound by a judgment against their assured and, if so, whether the policy covered the liabilities set out in the judgment.

In Clarendon Dental Spa LLP and Another v Aviva Insurance Ltd and Another [2025] EWHC 267 (Comm); [2025] Lloyd's Rep IR 228 David Quest KC was faced with a series of amendments sought by insurers by way of defence to an insurance claim and an application by the assured to strike out various paragraphs of the defence. Each of the defences under consideration concerned the duty of fair presentation under the Insurance Act 2015.