Chad: market development inhibited by outside insurance of oil industry infrastructure and related risks

The market leader is a mixed company, in spite of the requirements of the CIMA legislation to separate short-term and long-term activity; there is not enough life business to warrant a separate company.

The Chadian non-life market is growing steadily. In 2003 total premium income showed a 7.9% increase, after a rise of 17.0% a year earlier. Like most markets in the region it is dominated by motor insurance, which accounted for 46.4% of the market in 2003, or 43.2% a year earlier.