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Liability Risk and Insurance

One in four accidents result in bodily injury claim

More than one in four US auto accidents resulted in bodily injury liability (BI) claims in 2003, according to a recent study by the Insurance Research Council (IRC). The study, “Trends in Auto Injury Claims, 2004 Edition,” reveals that BI claim rates have remained high even though IRC research suggests that auto accident rates and the seriousness of auto injuries have decreased in recent years.

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