How 100% FDI is rewriting India’s insurance playbook

Increase in foreign direct investment cap will encourage foreign capital and expertise into India and drive increased competition and product innovation

INDIA’s insurance sector has witnessed a series of regulatory reforms and, among others, the most recent is the increase of the foreign direct investment (FDI) cap in Indian insurance companies to 100%, enabled by the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025.