Liability insurance: claims, aggregation and subrogation

The lengthy judgment of Henshaw J in Novitas Loans Ltd v AmTrust Specialty Ltd [2026] EWHC 592 (Comm) deals with preliminary issues arising out of a failed litigation funding scheme involving "After the Event" policies. The court addressed issues of notification, aggregation and subrogation. The judgment is concerned with principles rather than substantive rulings.

Novitas: the contractual framework