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Lloyd's Insurance Law Reporter

GATWICK INVESTMENT LTD V LIBERTY MUTUAL INSURANCE EUROPE SE

[2026] UKSC 14, Supreme Court, Lord Reed, Lord Briggs, Lord Hamblen, Lord Leggatt and Lord Burrows, 22 April 2026

Insurance (business interruption) – Covid-19 claims – Non-damage extension clauses – Whether furlough payments were to be deducted from sums recoverable

The policyholders operated various hospitality venues, including racecourses, restaurants and pubs. They were insured against business interruption losses.

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