Liability Risk and Insurance
Limiting amount of claim allowed
Both parties involved in a road traffic accident had sustained damage to vehicles and disputed liability. Their insurers agreed
to let the court decide liability to decide allocation of repair costs. The claimant paid an insurance excess of £125, and
brought an action to recover the amount. He was ordered by the judge to increase his claim to reflect the full amount of his
loss. He refused and the claim was struck out.