Lloyd's Insurance Law Reporter
DESAI V WOOD
[2025] EWCA Civ 906, Court of Appeal, Lord Justice Moylan, Lord Justice Arnold and Lord Justice Zacaroli, 15 July 2025
Insurance – Professional indemnity – Payment by insurers to assured before insolvency – Whether third party has claim over proceeds – Implied term – Constructive trust
BL, controlled by R, was in the business of interior design and project management. In April 2013 BL entered into a contract
with the respondents to perform various services on the respondents' residential apartment.