Lloyd's Insurance Law Reporter

Professor Robert Merkin KC and Dr Johanna Hjalmarsson

Document

WATFORD COMMUNITY HOUSING TRUST V ARTHUR J GALLAGHER INSURANCE BROKERS LTD

[2025] EWHC 743 (Comm), Kings Bench Division, Commercial Court, David Bailey KC, 8 April 2025

Insurance 1– Claim against broker for failing to advise notification of claim 1– Double insurance 1– Effect of excess clauses 1– Amount recoverable by assured 1– Liability of broker for shortfall

On 23 March 2020, one of Watford Community Housing Trust's employees sent an email to 3,167 recipients inadvertently disclosing personal data relating to 3,544 of the Trust's tenants and employees.

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Lloyd's Insurance Law Reporter

WATFORD COMMUNITY HOUSING TRUST V ARTHUR J GALLAGHER INSURANCE BROKERS LTD

[2025] EWHC 743 (Comm), Kings Bench Division, Commercial Court, David Bailey KC, 8 April 2025

Insurance 1– Claim against broker for failing to advise notification of claim 1– Double insurance 1– Effect of excess clauses 1– Amount recoverable by assured 1– Liability of broker for shortfall

[2025] EWHC 743 (Comm), Kings Bench Division, Commercial Court, David Bailey KC, 8 April 2025