Motor insurance: avoidance of the policy

The Court of Appeal in Colley v Motor Insurers’ Bureau [2022] EWCA Civ 360 considered the effects of an avoidance of a compulsory motor insurance policy before the victim had obtained judgment against the assured. Since November 2019 avoidance after the date of the accident has not been permissible, but this case concerned the unamended law and at a time when the UK remained subject to EU rules. The case is thus of historical interest only, but it may have implications for other cases of the same type.

Colley : the facts