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Aggregation of losses: series clauses

Insurance Law Monthly

Aggregation of losses: series clauses

The New Zealand Court of Appeal in Moore v IAG New Zealand Ltd [2020] NZCA 319 has for the first time considered the operation of aggregation wording in respect of the consecutive earthquakes in New Zealand in 2010 and 2011. As will be suggested below, the Court of Appeal’s reasoning is far from free from difficulty.

Moore : the facts

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