Business interruption insurance: pandemic cover

In TKC London Ltd v Allianz Insurance plc [2020] EWHC 2710 (Comm) what amounted to a test case was brought on the wording of the Allianz Commercial Select Policy. Unlike the policies considered by the court in The Financial Conduct Authority v Arch Insurance (UK) Ltd [2020] Lloyd's Rep IR 527 this wording did not have any infectious disease or loss of access extensions and so the arguments were confined to the question of material damage.

TKC : the facts