Motor insurance: use of a vehicle on a road

The much-awaited ruling of the Supreme Court in R & S Pilling (t/a Phoenix Engineering) v UK Insurance Ltd [2019] UKSC 16 has proved to be something of a disappointment. The Supreme Court did not get to grips with the key causation issue and instead confined its attention to the wording of the policy itself. Wider questions as to the scope of compulsory motor insurance thus remain unanswered.

Pilling : the facts