Insurance Law Monthly
Pleural Plaques in the House of Lords
In the combined appeals known as
Johnston v NEI International Combustion Ltd, In re Pleural Plaques
[2007] UKHL 39 (17 October 2007), the House of Lords has reversed the settled practice of 20 years, and ruled that the development
of symptomless pleural plaques (scarring of the lungs by asbestos fibres) does not constitute ‘damage’ sufficient for a claim
in negligence. Pleural plaques could be described as an ‘injury’; but the injury is too ‘trivial’ to attract compensation
because in nearly all cases, the plaques lead to no symptoms at all. The ‘gist’ of negligence (as Lord Scott put it) is ‘damage’,
and ‘damage’ is not the same as injury. Only a ‘harmful’ injury (in the words of Lord Hope) constitutes damage. The decision
may be of some immediate relief to liability insurers, but it raises a series of important issues which are not yet fully
resolved. The case is discussed by Professor Jenny Steele of Southampton University.