Liability Risk and Insurance
Local Authorities
Not every accident has to be the fault of another

An appeal has successfully challenged the notion that local authorities or occupiers of land should be responsible as well
as financially liable for individuals injured whilst lawfully visiting their premises, irrespective of the actual cause. The
decision was welcomed by Zurich Municipal.The unanimous Court of Appeal judgment in Edwards v London Borough of Sutton [2016]
EWCA Civ 1005 related to a 2010 accident in which Mr Edwards suffered serious injuries sustained in a fall from a small ornamental
arched bridge in a public park in Sutton, South London. The precise cause of Mr Edwards’ fall was never ascertained and the
bridge had existed for decades, without reported accident.