Question master - Europe, de-risking, effectiveness

After the summer, the new term and there’s a lot on the curriculum: in Europe, ink barely dry on the Fourth ML Directive, the text is set for amendment before implementation in June 2017; meanwhile institutions and puzzled authorities continue to grapple with de-risking; data protection is a stubborn perceived obstacle to fighting cross-border crime; and then there is the whole question of effectiveness – are the millions being spent on AML worth it? Denis O’Connor, an AML professional with rare experience both as a forensic practitioner and policy adviser, works through some of the challenges with MLB editor Timon Molloy.