Legal expenses insurance: scope of coverage

The Legal Expenses Directive, Council Directive 87/344/EEC, confers upon the assured under a legal expenses insurance policy the right to appoint an independent lawyer. Massar v DAS Nederlandse Rechtsbijstand Verzekeringsmaatschappij NV Case C-460/14, a reference to the Court of Justice of the European Union by the Supreme Court of the Netherlands, discusses the scope of the Directive and the types of proceedings and inquiries that give rise to the right conferred by the Directive.

Massar : the facts