Marine insurance: warranties

The Hong Kong Court of Appeal in Hua Tyan Development Ltd v Zurich Insurance Co Ltd (The Ho Feng 7) [2013] HKCA 14 has reversed the decision of the Court of First Instance and has given effect to a marine warranty which at first sight appeared to be inconsistent with the coverage of the policy itself. The trial judge, Chung J held that the warranty had been displaced, but that analysis was reversed by the Court of Appeal.

The Ho Feng 7 : the facts