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Liability Risk and Insurance

£150,000 out of court settlement for elbow injury

A scaffolder who suffered permanent injuries to his elbow and wrist when he fell from an unsecured ladder at work has received £150,000 in an out of court settlement. He was in the process of descending scaffolding at a building site. A ladder had not been properly secured to the scaffolding by the firm he was contracting for, and when he placed his foot on the top rung to climb down the ladder slipped and fell more than two metres to the ground. X-rays revealed he had broken both his left wrist and right elbow. He has not been able to return to work, and it is extremely unlikely that he will ever be able to return to scaffolding or indeed any kind of manual labouring job involving heavy lifting. Liability was admitted by the defendant’s insurer.

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