SYNERGY HEALTH (UK) LTD v CGU INSURANCE PLC AND OTHERS

[2011] Lloyd's Rep IR Plus 27

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Flaux

Insurance (material damage and business interruption) - Loss caused by fire - Statement made by assured during currency of policy as to installation of intruder alarm - Whether failure to correct statement amounted to misrepresentation on renewal - Non-disclosure - Waiver of disclosure - Whether fact covered by a warranty - Duty of broker - Measure of indemnity under business interruption policy - Interest - Marine Insurance Act 1906, sections 18(3) and 20.