SUGAR HUT GROUP LTD AND OTHERS v GREAT LAKES REINSURANCE (UK) PLC AND OTHERS

[2011] Lloyd's Rep IR Plus 8

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Burton

Insurance (property) - Nightclub damaged by fire - Whether insurers entitled to avoid policy by reason of non-disclosure of assured's change of identity - Breach of warranty - Whether policy terms requiring inspection and no contact with combustible materials were warranties - Waiver of breach of warranty - Whether burglar alarm obligation was a warranty or a suspensory provision - Construction of ambiguous condition precedent.