NAMED PERILS COVER AND INSURANCE FOR SPECIFIC TRADES, COMMODITIES AND TRANSITS
The need for special clauses
The Institute Cargo Clauses (A) provide a convenient standard form of core contract but insurance cover in most cases should be tailored to the needs of the assured by the judicious use of special clauses, whether because of the assured’s trade, the nature of the commodities carried, or the special needs of the cargo, for example, a propensity to suffer from inherent vice or difficulties with packing. Indeed the key to an appropriate cover may be said to lie in the use of such clauses. 1
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