SCOTTISH COAL CO LTD AND OTHERS v ROYAL & SUN ALLIANCE INSURANCE PLC AND OTHERS
[2008] Lloyd's Rep IR Plus 31
QUEEN’S BENCH DIVISION(COMMERCIAL COURT)
Before Mr Justice David Steel
Insurance (property and business interruption) – Loss
in coal mine caused by collapse of roof – Effect of notice of cancellation at
anniversary date (NCAD) clause – Whether assured disclosed change of working
methods – Whether insurers had established materiality and inducement – Whether
insurers had waived the right to avoid – Effect of increase of risk, reasonable
care and inspection clauses.