ST PAUL FIRE AND MARINE INSURANCE Co (UK) Ltd v McCONNEL DOWELL CONSTRUCTORS Ltd and Others

(1994) 67 BLR 72

Queen’s Bench Division Commercial Court

Potter J

Insurance - Contractors’ all risks insurance - Whether policy voidable for non-disclosure or misrepresentation where foundation design described in application for insurance was not in the event built - Test for materiality of fact for insurers’ purposes - Construction of insurance policy - Whether risk within the policy