Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

HAYHOW v. STEWART SMITH & CO., LTD.

(1950) 84 Ll L Rep 504

KING'S BENCH DIVISION.

Before Mr. Justice Parker.

Insurance brokers-Agreement to insure- Risk not placed with underwriters- Loss-Indemnity-Breach of contract - Broker (director of defendants) approached on aerodrome by plaintiff with request that his aeroplane should be put on full comprehensive cover- Offer of premium ref used by broker- Total loss of aeroplane soon after taking off and before placing of risk was possible-Alleged assurance given by broker that plaintiff was "covered" immediately request for comprehensive insurance was made-Claim by plaintiff for indemnity; alternatively, for damages for breach of contract- Normal practice of Lloyd's insurance brokers.

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