MACKAY v. LONDON GENERAL INSURANCE COMPANY, LTD.

(1935) 51 Ll L Rep 201

KING'S BENCH DIVISION.

Before Mr. Justice Swift.

Motor insurance-Concealment-Proposal form-Third party injured by plaintiff's car-Claim by plaintiff to be indemnified in respect of award of damages-"Has any office or underwriter refused, cancelled or declined to accept or renew such insurance, or required an increased premium or special condition? No"-"Have you or your driver ever been convicted or had a motor licence indorsed? No" -Assured insured three years before (when minor) with Ocean Company in respect of motor cycle-Ocean Company's policy carrying £2 10s. excess clause (their usual practice with minors)-Assured fined 10s. for driving motor cycle without efficient brakes (loose nut)-Right of insurers to repudiate on ground of concealment.