PAILOR v. CO-OPERATIVE INSURANCE SOCIETY, LTD.

(1930) 37 Ll L Rep 301

KING'S BENCH DIVISION.

Before Mr. Justice Branson.

Insurance (motor car)-Accident-Claim to be indemnified - Car driven by insured's friend engaged on his own employer's business - Policy covering any friend or relation of the insured . . . whilst driving any motor car described in the schedule with the insured's knowledge and consent-Company not to be liable if car used for other than private pleasure or professional purposes, except that if the car be used for driving to and from the insured's place of business or for making personal business calls (excluding commercial travelling) or personal visits to the scene of his business operations the indemnity nevertheless to apply-Construction of policy-Held, that a general "knowledge and consent" was sufficient to bring the friend within the ambit of the policy, but that the friend's use of the car on his own employer's business did not come within the exception to the exception clause, and that the company were therefore not liable.