Aetna Casualty and Surety Co. v. Eberheim - State of Connecticut Superior Court (Sidney S. Landau J.) - 1990 A.M.C. 2226

Marine insurance - Whether insurance company liable to indemnify assured against salvage loss where policy does not expressly cover salvage claims

Mr. Eberheim insured his boat under a policy taken out with the plaintiff insurance company. The policy insured the boat against “all risks of direct physical loss from any external cause”. The policy defined “all risk” as “all accidental losses or damages to the covered property” and defined “direct physical loss” as “the actual damage” to the covered property “resulting directly from a covered peril”.