- Home/Publications/Compliance Monitor
Bank of England plans "faster, cheaper" retail payment network via stablecoins
The Bank of England is pushing ahead with proposals to expand the role of digital money that could take it into daily, consumer use.
Online Published Date:
10 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
FCA tackles concerns over products in the credit building market
Five firms providing credit building products have withdrawn their offerings, while others have changed their design, business models and marketing materials, after an FCA review concluded that they can cause more harm than good.
Online Published Date:
10 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
FCA partners with Singapore on AI as first step to chain of "attachés"
The FCA is developing a "network of financial services attachés around the world", marked this month by announcing an imminent appointment to the British High Commission in Singapore, with a particular role in Artificial Intelligence.
Online Published Date:
12 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Individuals warned of FCA action over CFD non-compliance
An FCA survey of a quarter of operators in the Contracts for Difference market has found some "mid to small sized firms" that have made "few or no" changes in response to the Consumer Duty, introduced over two years ago.
Online Published Date:
13 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Deposit protection level at FSCS raised 41 per cent
An increase in the Deposit Protection Limit to £120,000 from 1 December is a 41 per cent rise on the current £85,000 level - and £10,000 higher than the PRA proposed in March this year.
Online Published Date:
18 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
FCA sets out streamlining overhaul for transaction reporting
The regulator expects to cut industry costs by 22 per cent on transaction reporting by introducing a series of trimming-down measures that will principally affect foreign exchange derivatives and error reporting.
Online Published Date:
21 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
FCA consults on equity consolidated tape while fighting legal challenge on bond tape
The FCA is proceeding with plans to launch a UK equity consolidated tape in July 2027 despite a legal challenge to its parallel bond tape which, lawyers estimate, could delay that service for a similar time period.
Online Published Date:
24 November 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Living either side of the advice boundary
In grappling to devise a regime for the delivery of something short of financial advice, "The problem has always been that one cannot half-give advice." Now the regulator is exploring possible solutions that lie both within and outside the notion of a personal recommendation, writes Adam Samuel.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Beyond open banking to open finance
In the fast-moving sphere of financial technology, the next wave of change - involving broader data-sharing, embedded services and smart-data ecosystems - is upon us. Charlotte Hill explores what the UK's open finance reforms mean for compliance.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
A practical playbook for Remuneration Committees and Compliance
Often a subject of controversy, financial industry pay is utilised not only to incentivise high performance but also to manage risk-taking, embed culture and values, and curb non-financial misconduct. Jack Prettejohn presents a framework for remuneration and compliance functions to align their efforts towards both business and regulatory goals.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Future of the Financial Ombudsman Service in focus
Criticism that the FOS, at times, acts as a "quasi-regulator" has generated a flurry of speeches and consultations. But much of what appears in the papers already happens or should be happening under the existing frameworks, comments Adam Samuel.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
2025 in review for financial crime prevention
The past 14 months have seen the implementation of significant new regimes for financial crime prevention. Emma Radmore and Stephen Wilson examine the main themes of the year and provide a heads-up for 2026.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
Review of firms finds uneven defences against romance fraud
With a nine per cent increase in reports over the financial year 2024/2025, this exploitative crime is growing in scale and complexity. In a deep dive into the systems of six varied banks and payment institutions, the regulator saw some "meaningful, tailored care" as well as a lack of consistency across the industry. Denis O'Connor reports.
Online Published Date:
01 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025
A quantum computing leap for financial services?
A research note from the Financial Conduct Authority considers the potential applications of quantum computing in UK financial services. Daniel Hirschfield and Martin Dowdall review the paper, some of the key challenges and what firms and regulators can do now to prepare for quantum computing.
Online Published Date:
02 December 2025
Appeared in issue:
Vol 38 No 4 - 01 December 2025