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Regulators clamp down on "misleading" motor finance claims managers
The FCA has joined with three other regulators "to tackle misleading advertising and inadequate information" from law firms and claims managers specialising in motor finance agreements.
Online Published Date:
06 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Cost of £933 per contract expected for motor finance compensation
The FCA's proposed redress scheme for motor finance agreements would cost an average per contract of £700 in compensation and an extra £233 to administer.
Online Published Date:
08 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Sustainability reporting: to comply, or to lead?
Europe's Corporate Sustainability Reporting Directive is not merely another regulatory burden; by elevating sustainability to the top levels of corporate governance, compliance can be integrated in ways that offer strategic value. Analysing reports of many of the region's largest companies, Mario Wernly and Johanna Tensi discuss what distinguishes the best reporters as well as the operational and business benefits.
Online Published Date:
14 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
FCA prepares path for instant dealing through blockchain for authorised funds
The regulator has published proposals for 'Direct to Fund', an alternative means of dealing in authorised funds, through blockchain DLT (distributed ledger technology) which could be cheaper than traditional ways of running funds and offering them to the retail sector.
Online Published Date:
14 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
BlueCrest and FCA settle $101m redress scheme, public censure but no fine
BlueCrest Capital Management have agreed a US$101 million redress arrangement with the Financial Conduct Authority and a public censure after a four-year dispute with the regulator which, in 2021, held it responsible for conflict of interest failings in the way it managed a retail fund.
Online Published Date:
14 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
FCA identifies steps firms could take to stem growing trend of romance fraud
Firms could become more effective in tackling romance fraud if they followed the current best practice, according to the findings of an FCA review.
Online Published Date:
17 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
FCA appointed to AML/CTF supervision across the professions
The FCA has won the support of HM Treasury to consolidate under the regulator responsibility for supervising all Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) measures across accountancy, legal, trust, company services and "potentially" other sectors, including estate and letting agencies.
Online Published Date:
21 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Regulators launch post-Sandbox 'Scale-Up Unit' to help high-flying firms
The FCA and PRA are launching a shared specialist department in Leeds that will provide a single point of contact for "fast-growing, innovative" firms covering regulatory processes, product development, the impact of new policy and sector engagement.
Online Published Date:
24 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Motor finance lenders face £11bn redress costs
The motor finance industry is likely to spend around £8.2bn in compensation and £2.8bn to implement the regulator's proposed scheme for borrowers stung by undisclosed high commission deals. Adam Samuel unpacks the process and worries there are too many loopholes.
Online Published Date:
31 October 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Consumer redress or regulatory reform? Car finance and consumer credit law
While the car finance mis-selling scandal has shone light on hidden commissions, public discussion has failed to lift the bonnet on problems embedded in underlying loan structures. Dr Asta Zokaityte examines Personal Contract Purchase agreements through the lens of consumer credit law.
Online Published Date:
04 November 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Are stablecoins ready for regulatory primetime?
Planned reforms to bring stablecoins into the regulatory fold have opened a door to greater participation in the digital asset economy for banks and payment firms, along with cultural challenges for crypto-native players. Charlotte Hill examines FCA consultation paper 25/14, Europe's MiCA framework and the implications for compliance professionals.
Online Published Date:
04 November 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Benchmarking for borrowers in financial difficulty
With protections for struggling borrowers now embedded in the regulatory handbook, boards must actively monitor outcomes experienced by their customers. Sophie Espinasse reports on building a data-driven compliance framework that meets FCA expectations.
Online Published Date:
04 November 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Financial sanctions breaches of just £209 prompt OFSI action
Vanquis, a "specialist finance provider for financially underserved customers", has received a public telling-off from the Treasury sanctions regulator for infringements relating to a customer who posed terrorist financing risks. Though the amount involved was small, the case provides bigger lessons for firms, reports Denis O'Connor.
Online Published Date:
05 November 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025
Meeting the AI literacy challenge: a compliance perspective
The EU AI Act and other emerging artificial intelligence literacy requirements mark a significant shift for compliance teams. Ignorance is not a defence; organisations must actively ensure staff understand the tools they use and the risks involved, says Jonathan Armstrong.
Online Published Date:
05 November 2025
Appeared in issue:
Vol 38 No 3 - 01 November 2025