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LLR: Insurance & Reinsurance Plus

BATH RACECOURSE CO LTD AND OTHERS v LIBERTY MUTUAL INSURANCE EUROPE SE AND OTHERS

[2026] Lloyd's Rep. IR Plus 1

KING’S BENCH DIVISION (COMMERCIAL COURT)

Before Sean O’Sullivan KC, sitting as a Deputy Judge of the High Court

Insurance (business interruption) – Restriction of access extension – Meaning of “competent authority” – Limit of liability – Meaning of “any one loss” – Effect of quantum-only arbitration clause.

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