LIBERTY MUTUAL INSURANCE EUROPE SE AND OTHERS v BATH RACECOURSE CO LTD | LIBERTY MUTUAL INSURANCE EUROPE SE v STARBOARD HOTELS LTD | BATH RACECOURSE CO LTD v LIBERTY MUTUAL INSURANCE | EUROPE SE AND OTHERS GATWICK INVESTMENT LTD v LIBERTY MUTUAL INSURANCE EUROPE SE | STARBOARD HOTELS LTD v LIBERTY MUTUAL INSURANCE EUROPE SE
                                                                    [2025] Lloyd's Rep IR 353
                                                                    COURT OF APPEAL
                                                                    Before Sir  Flaux,Lord Justice  Popplewell,Lord Justice  Phillips
                                                                    Insurance (business interruption) – Covid-19 claims – Non-damage extension clauses – Composite insurance – Whether limit of indemnity was aggregate or applied to each policyholder – Whether furlough payments were to be deducted from sums recoverable.