Allergen risks are fast becoming a frontline issue for insurers of hospitality operators

Allergic disease is the most common chronic condition in Europe, with four in 10 British adults now suffering from at least one allergy. With allergy rates surging and the UK among the worst affected, litigation risks are rising sharply

As allergy rates surge, litigation risks are rising sharply. While food businesses face the most direct exposure, many other sectors – such as professional services firms hosting catered events – must also be alert to the risks. Even trace allergens can trigger severe reactions, with food allergies doubling in the past decade alongside growing legal obligations.