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The global landscape in which insurance is transacted continues to change at a rapid rate, particularly in relation to the availability, lower cost/cheaper access to and the amount and range of available data (for example, big data). This greater access to data combined with corresponding scientific and technological advances (in particular, artificial intelligence (AI)) results in contemporary insurers having recourse to information and resources infinitely superior to their historical counterparts. However, the global nature of both big data and today's insurers also raises certain regulatory concerns relating to the different jurisdictions from which the data originates:
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