Subrogation: scope of subrogation rights

In Sompo Insurance Singapore Pte Ltd v Royal & Sun Alliance Insurance plc [2021] SGHC 152, Philip Jeyaretnam JC discussed the nature of the subrogation rights conferred upon an insurer who has indemnified the assured. The decision makes it clear that the right of subrogation applies to all sums that are payable to the assured from other sources that go to reduce the insured loss.

Sompo : the facts