Liability insurance: aggregation clauses

The Court of Appeal in Spire Healthcare Ltd v Royal & Sun Alliance Insurance plc [2018] EWCA Civ 317 has affirmed the first instance decision of HHJ Waksman QC [2017] Lloyd’s Rep IR 118 on the interpretation of a professional indemnity policy. The issue was whether the policy provided for an aggregate limit of liability in respect of a number of similar claims.

Spire Healthcare : the facts