Motor vehicle insurance: use of a vehicle

The decision of the Court of Justice of the European Union in Vnuk v Zavarovalnica Triglav dd Case C-162/13 [2015] Lloyd’s Rep IR 142 has proved to be something of a landmark in the interpretation of the Consolidated Motor Insurance Directive, European Parliament and Council Directive 2009/103. It was confirmed in that case that a vehicle has to be insured for use on public or private land at any time when it is being used for transport.

Torreiro v AIG Europe Ltd Case C-334/16 is a further illustration of the scope of the compulsory insurance requirement, here held to extend to the use of a military vehicle on land closed to the public.