Motor insurance: claims representatives

The system for providing compensation to the victim of a motor accident while in another member state is set out in the Fourth Motor Insurance Directive, European Parliament and Council Directive 2000/26/EC. The provisions of that Directive were amended slightly by the Fifth Motor Insurance Directive, European Parliament and Council Directive 2005/14/EC and the entire regime was consolidated by the Consolidated Motor Insurance Directive, European Parliament and Council Directive 2009/103/EC.

There are two prescribed means of recovery. In Azevedo and Others v CED Portugal Unipessoal Lda [2016] Case C-558/15 the Court of Justice of the European Union has considered the relationship between the two regimes.