ANDERS & KERN UK LTD v CGU INSURANCE PLC

[2007] Lloyd's Rep IR 555

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before His Honour Judge Mackie QC (sitting as a High Court judge)

Insurance (property) - Policy clause requiring assured to maintain intruder alarm when premises were unoccupied unless there was violence or a threat of violence - Whether disabling intruder alarm amounted to threat of violence - Whether clause subject to reasonableness requirement - Whether clause incorporated into policy.