ANDERS & KERN UK LTD v CGU INSURANCE PLC

[2007] Lloyd's Rep IR Plus 29

QUEEN’S BENCH DIVISION(COMMERCIAL COURT)

Before Honour Judge Mackie QC (sitting as a High Court Judge)

Insurance (property) – Policy clause requiring assured to maintain intruder alarm when premises were unoccupied unless there was violence or a threat of violence – Whether disabling intruder alarm amounted to threat of violence – Whether clause subject to reasonableness requirement – Whether clause incorporated into policy.