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LLR: Insurance & Reinsurance Plus

DIAB v REGENT INSURANCE CO LTD (BELIZE)

[2006] Lloyd's Rep IR Plus 21

PRIVY COUNCIL

Before Lord Scott of Foscote, Lord Walker of Gestingthorpe, Baroness Hale of Richmond, Lord Carswell and Sir Martin Nourse

Insurance (fire) – Policy laying down condition precedent requiring claim in writing and provision of information within 15 days – Assured told that any claim would be refused by reason of arson – No information provided to insurers – Whether insurers precluded from relying on condition precedent – Waiver – Estoppel – Relief from forfeiture.

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