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LLR: Insurance & Reinsurance Plus

KYLE BAY LTD v UNDERWRITERS SUBSCRIBING TO POLICY NO 019057/08/01

[2006] Lloyd's Rep IR Plus 17

QUEEN’S BENCH DIVISION(COMMERCIAL COURT)

Before Jonathan Hirst QC (sitting as Deputy High Court Judge)

Insurance (business interruption) – Whether policy written on gross profits (average) basis or declaration linked basis (no average) – Whether policy could be rectified – Claim compromised under final settlement on basis of gross profits cover – Whether settlement void for mistake or voidable for misrepresentation – Whether settlement subject to condition precedent.

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