BLACKBURN ROVERS FOOTBALL & ATHLETIC CLUB LTD v AVON INSURANCE PLC

[2005] Lloyd's Rep IR 447

COURT OF APPEAL

Before Lord Phillips MR, Lord Justice Latham and Lord Justice Keene

Insurance (injury and disablement) - Professional footballer suffered injury which ended his career - Club obtaining policy against risk of injury to players - Exclusion for Permanent Total Disablement attributable either directly or indirectly to arthritic or other degenerative conditions - Proper construction of exclusion - Whether injury falling within exclusion.