MIDLAND MAINLINE LTD CENTRAL TRAINS LTD GATWICK EXPRESS LTD SCOTRAIL RAILWAYS LTD SILVERLINK TRAIN SERVICES LTD v COMMERCIAL UNION ASSURANCE CO LTD ST PAUL INTERNATIONAL INSURANCE CO LTD EAGLE STAR INSURANCE CO LTD LONDON & EDINBURGH INSURANCE CO LTD NORWICH UNION INSURANCE CO PLC WAGN RAILWAY LTD C2C RAIL LTD WALES & WEST PASSENGER TRAINS LTD v ST PAUL INTERNATIONAL INSURANCE COMPANY LTD [2003] EWHC 1771

[2004] Lloyd's Rep IR 22

QUEEN’S BENCH DIVISION COMMERCIAL COURT

Before Mr Justice David Steel

Insurance (physical damage and business interruption) - Restrictions imposed on railway network following Hatfield crash - Denial of Access extension in policies - Whether denial of access was an “occurrence” - Meaning of exclusion for inherent vice - Meaning of inherent vice - Whether inherent vice was the proximate cause of loss - Aggregation of losses for purposes of deductible clause - Effect of Special Conditions on cover.