GORHAM AND ORS v BRITISH TELECOMMUNICATIONS PLC AND ORS

[2001] Lloyd's Rep IR 531

COURT OF APPEAL

Before Lord Justice Pill, Lord Justice Schiemann and Sir Murray Stuart-Smith

Insurance (pension and life) - Deceased missold pension and life cover - Insurers correcting error and advising deceased to join occupational pension scheme - Deceased not appreciating that he was not a member of an occupational pension scheme - Whether insurers owed duty of care to dependants - Whether chain of causation broken by deceased’s failure to appreciate non-membership of occupational pension scheme - Whether damages could be reduced by reason of deceased’s contributory negligence.