CLARENCE ROY HILL v. CITADEL INSURANCE CO. LTD. AND CITADEL REINSURANCE CO. LTD.
 LRLR 167
COURT OF APPEAL
Lord Justice NOURSE:
Reinsurance - Non-disclosure - Misrepresentation - Excess of loss reinsurance - Defendants alleged plaintiffs misrepresented placing information as to costs of XL protection and failed to disclose material circumstances - Whether defendants entitled to avoid policy - Whether defendants affirmed contracts.