DIRECTOR-GENERAL OF FAIR TRADING v. FIRST NATIONAL BANK PLC [2001] UKHL 52

[2002] 1 Lloyd's Rep. 489

HOUSE OF LORDS

Before Lord Bingham of Cornhill, Lord Steyn, Lord Hope of Craighead, Lord Millett and Lord Rodger of Earlsferry

Banking - Unfair term - Consumer Credit Contract term requiring customer to pay contract rate of interest following judgment - Whether term within Unfair Terms in Consumer Contracts Regulations, 1994 - Whether term unfair - 1994 Regulations, regs. 3(2), 4 and Schedule 2