P. W. G. SUTTLE v. ELEANOR JOYCE SIMMONS

[1989] 2 Lloyd's Rep. 227

PRIVY COUNCIL

Before Lord Keith of Kinkel, Lord Templeman, Lord Griffiths, Lord Oliver of Aylmerton and Lord Lowry

Insurance (Motor) - Limitation of liability - Personal injuries - Respondent injured due to negligence of person driving insured’s car - Policy excluded cover for accident incurred while car being driven by unauthorized driver - Respondent obtained judgment against driver - Whether respondent could claim full judgment and costs from appellant insurers - Whether appellant entitled to limit liability - Bermudan Motor Car Insurance (Third-Party Risks) Act, 1943.