NEW INDIA ASSURANCE CO. LTD. v. CHOW ALIAS CHONG
                                                                    [1972] 1 Lloyd's Rep 479
                                                                    JUDICIAL COMMITTEE OFTHE PRIVY COUNCIL
                                                                    Before Lord Wilberforce, Viscount Dilhorne, Lord Pearson, Lord Cross of Chelsea and Lord Salmon
                                                                    
Malaysia-Insurance (Motor)-Policy condition: "Maintain in efficient condition" - Vehicle unroadworthy - Comprehensive policy form adapted to third-party risks only - Whether condition applicable - Whether insurance company entitled to legal costs incurred in defending third-party claim.